[Remote] Junior Underwriter

Note: The job is a remote job and is open to candidates in USA. United Auto Credit Corporation, a subsidiary of Vroom, is seeking a Junior Underwriter to play a key role in turning approvals into contracts. The role involves calling dealerships on applications, assessing risk, and building strong relationships to drive business growth in the auto finance industry.

Responsibilities

• Close the loop – Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application
• Match the right fit – Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly
• Be a trusted partner – Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success
• Add value to every deal – Review deals with dealers and help structure or restructure them for the best possible outcome
• Bring solutions to the table – Gather key information to recommend alternative products or programs when appropriate
• Educate and empower – Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership
• Aim high – Consistently hit or exceed monthly goals for production, quality, and customer satisfaction
• Collaborate for success – Work closely with internal teams like Funding and Sales to keep deals moving smoothly
• Stay adaptable – Jump in where needed to support the team and company goals

Skills

• Excellent communication and interpersonal skills
• Strong organizational and time management abilities
• Proven ability to build relationships with dealers, sales/marketing teams, and peers
• Skilled negotiator with a drive to win in a competitive market and ability to think outside the box
• Bachelor's degree preferred (or equivalent combination of education and experience)
• Proficient in Microsoft Office, Google G Suite, and Teams
• Auto finance or financial services experience preferred but not required

Benefits

• Uncapped Bonuses
• Averaging $1,100 - $1,500 monthly

Company Overview

Company H1B Sponsorship