Mortgage Loan Originator REMOTE

Job Overview We are seeking a highly motivated and detail-oriented Mortgage Loan Originator to join our dynamic Mortgage Brokerage in Southwest FL. The ideal candidate will be responsible for guiding clients through the mortgage loan process, providing exceptional customer service, and ensuring compliance with all relevant regulations. This role offers an excellent opportunity for professionals with a background in loan origination and sales to advance their careers and increase their overall income as well. Mercer Mortgage Services is one of the highest paying brokerages in the State. We pay well above the industry average split on all loans closed for experienced Loan Officers. And we have over 70 lenders to work with for every type of mortgage scenario your clients may have. This is what sets us apart from all of the other brokerages in the state of FL. Having so many lender options is what allows you to be confident that any client scenario that comes your way, you will be able to offer a unique and efficient option for your client to get them to the finish line. And the mgmt. team is more then willing to work one on one with you to get your loan completed as well. Responsibilities • Develop new client relationships through proactive outreach and networking within the community. • Assist clients in understanding various mortgage options, including loan programs and terms. • Gather and analyze financial information to determine client eligibility, including credit analysis and income verification. • Prepare and submit loan applications utilizing mortgage software. Currently we use PreApp 1003. • Coordinate with underwriters, escrow officers, and loan processors to facilitate smooth loan approval processes. • Ensure all loan documentation complies with federal and state regulations, including TILA and Fair Housing laws. • Negotiate terms with clients and third-party providers to secure favorable loan conditions. • Maintain up-to-date knowledge of FNMA guidelines, mortgage servicing procedures, and banking regulations. • Conduct basic math calculations for loan amounts, interest rates, income and payment schedules. • Provide ongoing customer service support throughout the loan process, addressing client inquiries promptly and professionally. Experience • Proven experience in wholesale or retail mortgage loan origination. • Familiarity with mortgage software and lender websites. • Strong understanding of FNMA guidelines, underwriting procedures, credit analysis, escrow processes, and contracts related to mortgage lending. • Demonstrated knowledge of TILA regulations, fair housing laws, and compliance standards within the financial services industry. • Excellent negotiation skills combined with customer service expertise to build trust and foster long-term client relationships. • Ability to perform basic math accurately. • Prior experience working with banking institutions or in wholesale/retail mortgage loan origination is required. Job Type: Full-time Pay: $75,000.00 - $350,000.00 per year Benefits: • Flexible schedule • Opportunities for advancement • Professional development assistance • Referral program • Work from home Experience: • Mortgage Origination: 1 year (Required) Language: • English (Required) License/Certification: • FL MLO license (Required) Work Location: Remote Apply tot his job Apply To this Job