Credit Review Specialist 2

U.S. Bank is committed to helping customers and businesses make better financial decisions. The Credit Review Specialist 2 is responsible for conducting credit analyses, preparing credit reports, and monitoring customer accounts to minimize credit risk and ensure quality.

Responsibilities

• Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios
• Inputs the data gathered into tracking and/or reporting computer systems and/or databases
• Prepares and presents credit reports to person(s) responsible for making lending decisions on new, renewal and extension loans
• In some areas, this position may make credit decisions in a high-volume production environment
• Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss
• Sets up and maintains databases used to analyze accounts and/or portfolios
• Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios
• Generally furnishes information relative to credit inquiries to appropriate parties

Skills

• Bachelor's degree, or equivalent work experience
• Typically one or more years of related experience
• Basic knowledge of credit and risk analysis, economics, accounting and finance
• Strong analytical skills
• Effective verbal and written communication skills
• Time management skills
• Proficiency with nCino preferred

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Company Overview