Sponsor Finance & Direct Lending Portfolio Management - Analyst

Mitsubishi UFJ Financial Group (MUFG) is one of the world’s leading financial groups, dedicated to making a difference for every client and community served. The Analyst will support the evaluation and underwriting of Direct Loans and credit exposures to private equity-owned borrowers, focusing on credit analysis, risk assessment, and portfolio management.

Responsibilities

• Support the credit analysis and management of the Sponsor/Direct Lending business unit
• Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
• Provide support for evaluating, structuring and negotiating terms and credit agreements with Sponsor clients
• Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks; and company historical operating performance, projected operating performance and capital structure
• Modeling skills required for both the credit application process and quarterly review presentations
• Provide support for coverage team’s idea generation and pitch books for Sponsor clients and potential clients and attend client meetings as required
• Provide support for the syndication strategy, including lender presentations and liaison with participant lenders, including banks and private credit firms
• Responsible for the coordination and communication of account information across various constituencies throughout the organization
• Generalist coverage responsibilities including the need to understand current relevant industry conditions in assigned portfolio utilizing internal and external sources
• Oversight of facility closing procedures including both operations and documentation
• Work within deal team environment (with GRM, Corporate Advisory, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies, including leveraged capital markets and other product areas
• Support credit analysis for structured credit transactions (derivatives transactions, margin lending, receivable securitizations, supply chain finance)
• Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues
• Participate in client and bank meetings as necessary
• Support the communication with the credit approval division including final hold level strategies to ensure alignment of risk strategy and policy
• Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level
• Ensure compliance with policy and regulatory requirements

Skills

• Bachelor's degree, CFA candidacy is a plus
• Work experience in financial institutions or equivalent credit risk related function analyzing corporate customers
• Knowledge of accounting and corporate finance
• Strong written, verbal, and interpersonal skills
• Strong financial modeling skills
• Good computer skills in Microsoft Word, Power Point, and Excel
• Able to work independently and under pressure

Benefits

• Comprehensive health and wellness benefits
• Retirement plans
• Educational assistance and training programs
• Income replacement for qualified employees with disabilities
• Paid maternity and parental bonding leave
• Paid vacation
• Sick days
• Holidays

Company Overview