[Remote] Business Insurance Property Claims Adjuster

Note: The job is a remote job and is open to candidates in USA. The Hartford is an insurance company dedicated to making a difference and helping others achieve their goals. They are seeking a Business Insurance Property Claims Adjuster who will be responsible for investigating, evaluating, negotiating, and resolving first-party commercial property claims while delivering exceptional customer service.

Responsibilities

• Conduct investigations to determine coverage, assess damages, and identify subrogation/salvage opportunities
• Interpret and apply policy language to commercial property losses
• Evaluate exposures and set accurate, timely reserves
• Manage claims from first notice through resolution with proper documentation and financial accuracy
• Negotiate fair settlements with policyholders and involved parties
• Handle structural damage estimates, personal property losses, and business income/time‑element claims
• Deliver clear, empathetic, high‑quality customer service
• Collaborate with underwriting, legal, sales, and external vendors
• Maintain regulatory compliance and leverage technology for efficiency
• Contribute to continuous improvement and mentor peers when appropriate

Skills

• 1+ year of 1st party property claim handling experience required
• Strong written and verbal communication skills
• Ability to manage multiple priorities and meet deadlines
• Ability to obtain and maintain required state adjuster licenses
• Experience estimating structural losses and handling business income/time‑element claims
• Commercial property claims experience with an insurance carrier
• 1+ year of 1st party commercial property claim handling experience preferred
• Commercial property structural damage estimating experience a plus

Benefits

• Medical, Dental, Vision, Life and Disability Insurance, 401K. Effective day 1.
• 25 days paid time off in your first full year and Paid Holidays
• Tuition reimbursement - up to $5,250 (undergraduate) and $6,000 (graduate) for tuition and registration fees for degree programs that support your career development (subject to additional requirements)
• Student Loan Paydown Program – eligible to participate after 6 months of service. The Hartford will make a direct contribution of $125 per month – with a lifetime maximum up to $10,000 – as a supplemental payment towards your student loan in order to help you manage the stress of student debt and help you pay down your student loan faster.
• Paid volunteer opportunities

Company Overview